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A Strategic Lending Partnership for CPAs and Their Clients

SAM Technology has partnered with GuardHill Financial, a leading national mortgage brokerage, to help your firm support clients through major financial decisions with confidence. Together, we give CPAs access to a trusted lending resource, with concierge-level service, competitive loan options, and a compliant referral structure designed specifically for professional advisors.

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Why This Partnership Matters for Your Firm

Expand Your Advisory Value Without Extra Work

Clients already look to you for financial guidance. Now you can connect them to a vetted lending expert without taking on mortgage conversations yourself. GuardHill handles the lending — your firm retains the strategic relationship.

A Trusted Point of Contact: Valerie Feder

GuardHill has assigned Valerie Feder, Senior Advisor Relations, as your dedicated point of contact. Valerie works directly with CPAs to ensure your clients receive white-glove service and fast responses while keeping your firm informed every step of the way.

Built-In Compensation for Your Firm

CPAs who refer clients to SAM/GuardHill receive a compensation bonus based on the size of the loan. It is structured to stay fully compliant with referral and fee-sharing regulations while rewarding firms for facilitating high-impact financial opportunities for their clients.

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Benefits for Accounting Firms

Strengthen Client Relationships

Position your firm as a holistic advisor who can support major life and business decisions including home purchases, refinancing, real-estate investing, and more.

Add Value Without Liability

GuardHill is the lending expert. They handle applications, underwriting, and closing. You simply make the introduction.

Clear, Compliant Compensation

Earn a bonus from each referred loan, scaled by loan size. SAM tracks referrals so your firm receives transparent reporting and proper payout.

Benefits for Your Clients

Premium Lending Options GuardHill is nationally recognized for:

  • Competitive mortgage rates

  • Access to numerous lenders

  • Complex and jumbo loan expertise

  • Fast turnarounds

  • Personalized support throughout the entire process

No Added Cost to Your Client

Your introduction connects them to superior mortgage guidance without increasing their fees.

Who GuardHill Serves

  • First-time homebuyers

  • High-net-worth individuals

  • Real estate investors

  • Self-employed borrowers

  • Complex financial profiles that require hands-on expertise

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FAQs

  • SAM centralizes the entire referral process, making it easy to track clients, monitor loan progress, receive compliant documentation, and ensure your firm gets the compensation bonus. Without SAM, referrals often get lost, untracked, or unmanaged — and your firm may miss out on payout eligibility and insight into client activity.

  • SAM provides a structured, compliant workflow for referrals, ensuring nothing falls through the cracks. You get transparency into client status, automated notifications, centralized communication, and a single place to manage all advisory-adjacent services. It allows CPAs to offer more value without adding operational burden.

  • All CPA referrals are handled directly by Valerie Feder, your dedicated point of contact at GuardHill. Valerie ensures fast outreach, high-touch service, and clear updates so your clients feel supported and your firm stays informed.

  • GuardHill specializes in complex financial profiles — the exact types of clients CPAs typically serve. They excel in jumbo loans, self-employed borrowers, high-net-worth lending, and situations where financial documentation requires expert interpretation. CPAs can confidently refer clients knowing GuardHill understands tax strategy and nuanced financial statements.

  • Yes. The referral structure is designed to remain compliant with compensation rules for professional advisors. SAM tracks and documents the referral workflow, ensuring a defensible, transparent process that satisfies regulatory expectations.

  • No. GuardHill is the expert. CPAs simply make the introduction through SAM. This enables firms to expand their advisory value without taking on liability or deep mortgage conversations.

  • GuardHill works with:

    • First-time homebuyers

    • High-net-worth borrowers

    • Jumbo and complex loans

    • Real estate investors

    • Self-employed or difficult-to-document profiles

    This makes them a strong fit for CPA-managed clients, where income structures and financial complexity often exceed the abilities of retail lenders.

  • Valerie Feder or her team will reach out within 24 hours, offering white-glove, concierge-level service from the first touchpoint.

  • No. GuardHill handles all conversations, documentation, and loan processing. SAM updates you at key milestones so your firm stays informed without managing the relationship.

  • Nothing complicated. If you already have a SAM account, you can start sending referrals immediately through your dashboard. If not, SAM can set up your firm quickly and provide a short walkthrough of the referral workflow.